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As a resident of California, you and your family have access to a FREE Prescription Drug program.  Simply download your Prescription Drug card and receive savings of up to 75% at more than 50,000 national and regional pharmacies.  You may create as many cards as you need.  Participating pharmacies include the following:  CVS pharmacy, Walgreens, Rite Aid, and K-Mart, as well as thousands of independent pharmacies.  Please click on the following link and enter your name and e-mail address and print your membership card.  Your Rx card is pre-activated and can be used immediately.
 
 
 
Sharing Miracles
 
People confronting serious illness or disease need to know - perhaps more than anything else - that they are not alone.  Help comes in many ways:  through the counsel and care of a doctor, access to innovative new medicines and procedures, the support of loved ones, and the inspiration provided by others who have faced or are facing similar challenges. 
 
Sharing Miracles is a forum for people to relate their own personal stories of hope and survival.  Every patient's battle is unique, but the collective power of shared experiences can offer great help and courage to others who are fighting for their lives.  Please join us and share your own story of hope and triumph.
 
To visit Sharing Miracles, please click on the button below:
 
 
 
 
The Pharmaceutical Research and Manufacturers of America (PhRMA)
 
The Pharmaceutical Research and Manufacturers of America (PhRMA) represents the country's leading pharmaceutical research and biotechnology companies, which are devoted to inventing medicines that allow patients to live longer, healthier, and more product lives.  PhRMA companies are leading the way in the search for new cures.  PhRMA members alone invested an estimated $44.5 billion in 2007 in discovering and developing new medicines.  Industry-wide research and investment reached a record $58.8 billion in 2007.
 
To learn more about PhRMA, please click the logo below:
 
 
 

The California Health IOU Project is a collaborative effort, based at Health Access, to protect consumers from underinsurance and medical debt by:
  • Monitoring and working with hospitals and regulatory agencies to ensure compliance with California's Hospital Fair Pricing Act of 2006 (AB774, Chan), which created first-in-the-nation consumer pricing protections.
  • Advocating for additional consumer protections, such as minimum standards for health insurance and an end to price gouging by Emergency Room doctors. 
  • Education and training of public and private agencies, advocacy groups and the public to ensure that Californians know they have a legal right to fair hospital prices.

Typically, an uninsured or underinsured person who goes to a hospital is charged 3-5 times more than a big insurer would pay for exactly the same care. 

This is because public and private insurers negotiate prices with hospitals and doctors and, because of their market power, obtain large discounts off the full price, in exchange for patient referrals. 

The uninsured and underinsured, on the other hand, do not have the same market power and are charged the undiscounted rate for medical care. 

Faced with shrinking health coverage and growing costs, many Californians either go without health coverage or purchase bare-bones coverage, often marketed as “catastrophic” coverage, in an effort to protect themselves. 

These Californians are at risk of buying coverage that turns out not be worth the premiums.  Many low-cost insurance plans are marketed as financial protection in case of major medical needs, but have such extreme gaps in coverage that consumers are effectively paying to be uninsured. 

For example, plans that are marketed as "catastrophic" coverage, but which only pay for care delivered on an inpatient basis, even though 80% of medical procedures, including surgery, chemotherapy and dialysis, are now done in outpatient settings. 

Other forms of junk insurance include plans that do not cover hospital care, or that cover only a tiny fraction of the cost of hospital care, which can easily run to $5,000 a day.

IOU project partners work to ensure that:

  • uninsured and underinsured patients do not pay more for medical care than everyone else does,
  • consumers are given full and accurate pricing information,
  • the health insurance plans that consumers buy have value, and,
  • consumers can know that value when they purchase the plan
 For more information, please click on the above link.